@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:wght@400;500;600;700&family=Source+Serif+4:opsz,wght@8..60,400;8..60,600;8..60,700&display=swap');

:root{
  --navy:#0d2440;
  --navy2:#14365e;
  --blue:#2f6db0;
  --gold:#b58b3a;
  --ink:#1b2733;
  --gray:#5d6b7a;
  --line:#e2e8f0;
  --bg:#f6f8fb;
  --white:#fff;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'IBM Plex Sans',sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:16px}
h1,h2,h3,h4{font-family:'Source Serif 4',Georgia,serif;color:var(--navy);line-height:1.2;font-weight:700}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{max-width:1200px;margin:0 auto;padding:0 28px}

/* top */
.utility{background:var(--navy);color:#c7d4e2;font-size:.82rem}
.utility .container{display:flex;justify-content:space-between;align-items:center;padding:9px 28px;flex-wrap:wrap;gap:8px}
.utility a{color:#fff}
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .container{display:flex;align-items:center;justify-content:space-between;padding:18px 28px}
.brand{display:flex;align-items:center;gap:12px}
.brand .mark{width:42px;height:42px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-family:'Source Serif 4';font-weight:700;font-size:1.3rem;border-radius:4px}
.brand b{font-family:'Source Serif 4';font-size:1.25rem;color:var(--navy);letter-spacing:.5px}
.brand small{display:block;font-family:'IBM Plex Sans';font-size:.68rem;letter-spacing:2px;color:var(--gray);text-transform:uppercase}
.menu{display:flex;gap:4px;align-items:center}
.menu a{padding:10px 16px;font-size:.92rem;font-weight:500;color:var(--ink);border-radius:4px;transition:.2s}
.menu a:hover,.menu a.active{color:var(--blue)}
.menu .cta{background:var(--navy);color:#fff;margin-left:8px}
.menu .cta:hover{background:var(--navy2);color:#fff}
.toggle{display:none;background:none;border:1px solid var(--line);border-radius:4px;padding:8px 12px;font-size:1.2rem;cursor:pointer;color:var(--navy)}

/* buttons */
.btn{display:inline-block;padding:14px 28px;border-radius:4px;font-weight:600;font-size:.92rem;cursor:pointer;border:none;transition:.2s;font-family:'IBM Plex Sans'}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy2)}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{filter:brightness(1.08)}
.btn-ghost{background:transparent;color:var(--navy);border:1px solid var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-row{display:flex;gap:14px;flex-wrap:wrap}

/* hero */
.hero{background:linear-gradient(115deg,var(--navy) 0%,var(--navy2) 60%,var(--blue) 130%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border:60px solid rgba(181,139,58,.12);border-radius:50%}
.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center;padding:90px 28px;position:relative;z-index:1}
.hero h1{color:#fff;font-size:3rem;margin-bottom:20px}
.hero p{color:#cdd9e7;font-size:1.12rem;max-width:520px;margin-bottom:30px}
.eyebrow{display:inline-block;color:var(--gold);font-family:'IBM Plex Sans';font-weight:600;letter-spacing:3px;text-transform:uppercase;font-size:.76rem;margin-bottom:18px}
.hero-card{background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 30px 60px rgba(0,0,0,.3)}
.hero-card img{height:380px;width:100%;object-fit:cover}

/* trust bar */
.trust{background:var(--bg);border-bottom:1px solid var(--line)}
.trust .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;padding:34px 28px;text-align:center}
.trust .item b{font-family:'Source Serif 4';font-size:2rem;color:var(--navy);display:block}
.trust .item span{font-size:.85rem;color:var(--gray)}

/* sections */
section{padding:90px 0}
.section-head{max-width:720px;margin-bottom:50px}
.section-head .eyebrow{color:var(--blue)}
.section-head h2{font-size:2.3rem;margin-bottom:14px}
.section-head p{color:var(--gray)}
.bg{background:var(--bg)}
.center{text-align:center;margin-left:auto;margin-right:auto}

.cols-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.cols-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.panel{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:34px;transition:.25s}
.panel:hover{box-shadow:0 16px 40px rgba(13,36,64,.1);transform:translateY(-4px)}
.panel .ic{width:52px;height:52px;border-radius:8px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:18px;font-family:'Source Serif 4';font-weight:700}
.panel h3{font-size:1.25rem;margin-bottom:10px}
.panel p{color:var(--gray);font-size:.95rem}

.feature{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.feature img{border-radius:10px;box-shadow:0 20px 40px rgba(13,36,64,.12);height:100%;object-fit:cover;min-height:360px}
.feature h2{font-size:2.1rem;margin-bottom:16px}
.checks{list-style:none;margin-top:22px}
.checks li{padding:12px 0 12px 34px;position:relative;border-bottom:1px solid var(--line);color:var(--ink)}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}

.list-num{counter-reset:s;display:grid;gap:18px}
.list-num li{list-style:none;display:flex;gap:18px;background:var(--white);border:1px solid var(--line);border-radius:10px;padding:24px 28px}
.list-num li::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:'Source Serif 4';font-weight:700;color:var(--gold);font-size:1.5rem;min-width:48px}
.list-num h3{font-size:1.1rem;margin-bottom:4px}
.list-num p{color:var(--gray);font-size:.92rem}

.quote{background:var(--navy);color:#fff;border-radius:12px;padding:50px;position:relative}
.quote p{font-family:'Source Serif 4';font-size:1.4rem;line-height:1.5;margin-bottom:20px}
.quote .who{color:var(--gold);font-weight:600}

.banner{background:linear-gradient(115deg,var(--navy),var(--navy2));color:#fff;text-align:center;padding:80px 0;border-radius:0}
.banner h2{color:#fff;font-size:2.4rem;margin-bottom:14px}
.banner p{color:#cdd9e7;max-width:560px;margin:0 auto 28px}

/* contact */
.contact-wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:50px}
.info-block{margin-bottom:24px;padding-left:18px;border-left:3px solid var(--gold)}
.info-block strong{display:block;font-family:'Source Serif 4';color:var(--navy)}
.info-block span{color:var(--gray)}
form label{display:block;font-size:.82rem;font-weight:600;margin:16px 0 6px;color:var(--navy)}
form input,form textarea,form select{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:6px;font-family:inherit;font-size:.95rem;background:var(--white)}
form input:focus,form textarea:focus,form select:focus{outline:none;border-color:var(--blue)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.ok-msg{display:none;background:#e8f3ea;border:1px solid #b6dabb;color:#1d6a2c;border-radius:6px;padding:14px;margin-top:16px;font-size:.92rem}
.ok-msg.show{display:block}

/* prose */
.prose{max-width:840px}
.prose h2{font-size:1.9rem;margin:36px 0 12px}
.prose h3{font-size:1.2rem;margin:26px 0 8px;color:var(--navy2)}
.prose p{margin-bottom:12px;color:#33414f}

/* footer */
.site-footer{background:var(--navy);color:#aebccd;padding:70px 0 26px}
.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:44px}
.site-footer .brand b,.site-footer .brand small{color:#fff}
.site-footer .brand .mark{background:var(--gold);color:var(--navy)}
.site-footer h4{color:#fff;font-family:'Source Serif 4';font-size:1.05rem;margin-bottom:16px}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:9px;font-size:.9rem}
.site-footer a:hover{color:var(--gold)}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.82rem}

/* cookie */
#cookieBanner{position:fixed;bottom:24px;right:24px;max-width:380px;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:10px;box-shadow:0 24px 60px rgba(13,36,64,.25);padding:24px;z-index:100;display:none}
#cookieBanner.show{display:block}
#cookieBanner h4{font-size:1.1rem;margin-bottom:8px}
#cookieBanner p{font-size:.86rem;color:var(--gray);margin-bottom:16px}
#cookieBanner .cb{display:flex;gap:10px}
#cookieBanner .cb .btn{flex:1;padding:11px}

@media(max-width:900px){
  .hero .container,.feature,.contact-wrap{grid-template-columns:1fr}
  .cols-3,.cols-2{grid-template-columns:1fr}
  .site-footer .cols{grid-template-columns:1fr 1fr}
  .menu{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--line);padding:12px;gap:2px}
  .menu.open{display:flex}
  .menu .cta{margin-left:0}
  .toggle{display:block}
  .hero h1{font-size:2.3rem}
  .frow{grid-template-columns:1fr}
}